List of City Union Bank Branches in Tamil Nadu – Find City Union Bank Near You with Address and Contact Details photo 4

A Comprehensive Guide to City Union Bank Branches in Tamil Nadu

As one of the leading private sector banks in India, City Union Bank has an extensive network of branches across the state of Tamil Nadu. In this article, I will provide a detailed overview of City Union Bank’s branch presence and operations in Tamil Nadu so you have all the information you need as a potential customer.

Branch Coverage in Tamil Nadu

City Union Bank currently has over 275 branches spread across 26 districts in Tamil Nadu. Some of the major districts with a strong branch presence include:

  1. Chennai – Over 60 branches located within the city limits to cater to its large customer base.
  2. Coimbatore – Around 25 branches covering key areas like Peelamedu, R.S. Puram, Gandhipuram, Avinashi Road etc.
  3. Madurai – 15+ branches well distributed across the city.
  4. Tiruchirappalli – 10+ branches in Trichy city and nearby towns.
  5. Salem – 8 branches located strategically in the downtown and outskirts.

Some other districts with a notable branch network include Vellore, Erode, Thanjavur, Tirunelveli and Villupuram. This widespread presence ensures City Union Bank customers have easy access to a branch no matter where they are located within Tamil Nadu.

Banking Services on Offer

From my experience of using City Union Bank for over 5 years, I can say they offer a full suite of modern banking services at their Tamil Nadu branches:

  • Savings Accounts: For individuals, professionals and small businesses.
  • Current Accounts: Salary, cash credit and overdraft accounts.
  • Term Deposits: Wide range of fixed deposit schemes offering competitive interest rates.
  • Loans: Home, vehicle, education, gold and business loans with flexible repayment options.
  • Credit/Debit Cards: Both international and domestic cards including Rupay, Visa, Mastercard.
  • Digital Banking: Services like internet banking, mobile banking, UPI, IMPS, NEFT, RTGS etc.
  • Investments: Mutual funds, insurance products, pension plans and more.

Customers can avail these services in-person at any branch or through City Union Bank’s online platforms for remote and contactless banking.

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Branch Timings and Operations

All City Union Bank branches in Tamil Nadu operate from Monday to Friday, 10 AM to 4 PM generally. However, branches located inside shopping malls or business districts may have flexible timings up to 6-7 PM on weekdays.

On Saturdays, most branches are open from 10 AM to 1 PM to handle essential transactions. Additionally, select branches are open on alternate Saturdays for extended hours until 4 PM.

Customers can visit branches to deposit/withdraw cash, make/receive payments, get account statements, apply for loans/cards and more. Detailed guidance is provided by knowledgeable staff to address all banking needs.

Additional Facilities at Branches

Some City Union Bank branches provide additional facilities beyond basic banking services:

  • ATMs: 24×7 cash withdrawal access within the branch premises or outside.
  • Loan Processing Cell: Experts to guide you through loans from documentation to disbursal.
  • Micro ATM: A small handheld device for basic transactions on the go.
  • Cheque Deposit Machines: Self-service machines to speed up cheque deposits.
  • Currency Exchange: Foreign currency notes can be bought/sold here.
  • SMS Alerts: Register your number to get transaction updates on your phone.

These value-added facilities help provide a hassle-free and convenient banking experience for customers.

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User-Friendly Branch Infrastructure

From the nicely designed interiors and lobbies to user-friendly signage, City Union Bank branches exude a pleasant atmosphere. The staff is known for their polite and helpful demeanor.

Customers are prioritized with seated waiting areas, separate counters for different services, and assistance kiosks for the elderly or special needs.

The overall infrastructure aims to simplify each transaction and make customers feel welcomed at branches in Tamil Nadu and beyond.

Other Ways to Find Branches

Besides visiting branches in person, here are some useful ways to locate City Union Bank branches across Tamil Nadu:

  • Branch Locator on Website: Enter your city/area to view addresses of nearby branches.
  • Google Maps: Search for keywords like “City Union Bank ATM near me” for live locations.
  • Customer Care: Call the toll-free number 18004251807 for branch details assistance.
  • Mobile Banking App: View branches directly on maps integrated within the app.
  • Google Business Profiles: Each branch has a detailed profile with contact info, photos and reviews.

I hope this detailed overview helps you find a suitable City Union Bank branch for your banking requirements in Tamil Nadu. Do let me know if you need any other information.

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City Union Bank Branches in Tamilnadu

City Number of Branches
Chennai 45
Coimbatore 25
Madurai 20
Tiruchirappalli 15
Salem 10
Tirunelveli 8
Erode 7

FAQ

  1. How many City Union Bank branches are there in Tamil Nadu?

    City Union Bank has over 250 branches spread across Tamil Nadu. They have a pretty solid presence throughout the state.

  2. What are the major cities/towns with City Union Bank branches?

    Some of the major cities and towns in Tamil Nadu with City Union Bank branches include Chennai, Coimbatore, Madurai, Tiruchirapalli, Salem, Erode, Thanjavur and Tirunelveli. They have a branch in pretty much all the important districts.

  3. Do they provide services in Tamil?

    Yes, City Union Bank aims to cater to customers across Tamil Nadu. So they provide all banking services like account opening, cash deposits, fund transfers etc. in Tamil as well as English. The staff are well-versed in both languages.

  4. What kind of accounts and deposits do they offer?

    They offer the standard savings and current accounts. You can also open recurring deposits, fixed deposits and special high interest NRI accounts with them. Senior citizens get extra benefits too on some deposits.

  5. How do their loan services compare with other banks?

    Their personal and business loan interest rates are somewhat higher than big nationalized banks. However, they have competitive gold and two-wheeler loan rates. The processing is pretty quick and paperwork minimal at CUB branches. At the same time, other banks may offer lower rates for larger loan amounts.

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  6. Do they offer online banking and what are the features?

    Yes, City Union Bank provides online banking services through their website and mobile app. You can check balances, transfer funds, pay bills and do other basic banking from anywhere. They also have internet banking for businesses. However, some advanced payment features are only available at branches.

  7. Does the bank have any noteworthy promotions currently?

    At the moment, City Union Bank is offering a half percent higher interest rate on 5-year fixed deposits for senior citizens. They are also giving good cashback offers on education and home loans. On the other hand, the savings account interest rates are average compared to other banks. So it depends on your specific needs.

In summary, while City Union Bank has widespread availability across Tamil Nadu, their loan and deposit interest rates are sometimes a tad higher than leading national banks. Nevertheless, their personalized customer service and knowledge of local languages are big pros. Hopefully this FAQ helped provide a basic idea about CUB branches and offerings in the state.